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ZipDebt Review
ZipDebt Quick Summary
ZipDebt teaches you how to negotiate your own debt settlement. You can get one-on-one phone and email consultations and coaching to walk you through the whole process.
Charles J. Phelan, the creator of ZipDebt, has been helping people become debt-free without bankruptcy since 1997. A former executive in the debt settlement industry, he teaches the do-it-yourself method of debt negotiation.
Pros: Cheaper than hiring debt negotiation company. If you have $10,000 in credit card debt, the debt negotiation company's fee would be $1,500 at a minimum. You save potentially thousands by doing it yourself. You get one on one personal coaching from an 11 year expert in the debt settlement field.
Cons: Debt settlement has a negative impact on your credit report and credit score.
Rating: 5 Stars
Price: $197 for Basic Program, $397 for Enhanced Program with 6 months unlimited email coaching, $777 for Premium Program with unlimited personal telephone & email coaching for 12 months.
Return Policy: 365-Day Moneyback Guarantee. If at anytime within one full year from purchase, you're not satisfied with the ZipDebt program material, advice, or techniques, just return the seminar kit and get a refund of your purchase price.
Reviews:
"Your seminar saved me thousands of dollars. I was just about ready to sign up with a debt settlement company and was glad I could do this myself. I have just received my first settlements for 40%. I would recommend this seminar to anyone that feels they are over their head in debt."
--R.N.
Covington, TN
"Thanks for the great response. You really know the business of debt reduction. Your program and thoughtfulness show a really fine level of professionalism that I haven't seen in years."
--B.B.
Kendall, WI
"I was very impressed with the seminar and how the process works. It also gave me more self-confidence. I have been able to settle 5 of my 6 credit cards so far."
--R.G.
Port Angeles, WA
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