Credit Card Debt Elimination Reviews

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ZipDebt Review

ZipDebt Quick Summary

ZipDebt teaches you how to negotiate your own debt settlement. You can get one-on-one phone and email consultations and coaching to walk you through the whole process.

Charles J. Phelan, the creator of ZipDebt, has been helping people become debt-free without bankruptcy since 1997. A former executive in the debt settlement industry, he teaches the do-it-yourself method of debt negotiation.

Pros: Cheaper than hiring debt negotiation company. If you have $10,000 in credit card debt, the debt negotiation company's fee would be $1,500 at a minimum. You save potentially thousands by doing it yourself. You get one on one personal coaching from an 11 year expert in the debt settlement field.

Cons: Debt settlement has a negative impact on your credit report and credit score.

Rating: 5 Stars

Price: $197 for Basic Program, $397 for Enhanced Program with 6 months unlimited email coaching, $777 for Premium Program with unlimited personal telephone & email coaching for 12 months.

Return Policy: 365-Day Moneyback Guarantee. If at anytime within one full year from purchase, you're not satisfied with the ZipDebt program material, advice, or techniques, just return the seminar kit and get a refund of your purchase price.


"Your seminar saved me thousands of dollars. I was just about ready to sign up with a debt settlement company and was glad I could do this myself. I have just received my first settlements for 40%. I would recommend this seminar to anyone that feels they are over their head in debt."
Covington, TN

"Thanks for the great response. You really know the business of debt reduction. Your program and thoughtfulness show a really fine level of professionalism that I haven't seen in years."
Kendall, WI

"I was very impressed with the seminar and how the process works. It also gave me more self-confidence. I have been able to settle 5 of my 6 credit cards so far."
Port Angeles, WA

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